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Individual customers

Do not find out what your policy says at the moment of a claim.

A policy document is written to be understood before it is signed, not read after a loss — yet nobody reads forty pages. POLİÇEK reads the document for you and shows only what could change what you decide.

What you can do

  • Policy report card
  • Comparison
  • Risk profile
  • Pre-claim readiness

The problem is not reading. It is sorting.

Most of what is in your policy is accurate and most of it does not concern you. The few sentences that do — a deductible ratio, a notification deadline, a renewability condition — disappear among the rest. Reading without sorting produces the same outcome as not reading at all.

Individual customers

What you can do

Instead of reading your policy, see what it is actually telling you.

  • Policy report card

    Your document is analysed; coverages, exclusions, limits and special terms are gathered on one screen. The attention box holds at most three lines — because the fourth line does not get read.

  • Comparison

    Two policies side by side, with the difference sought in scope rather than price. It shows which coverage is narrower in which document and which clause is missing from the other.

  • Risk profile

    It asks whether the policy fits your vehicle, your household and how you actually use it. If it does not, it tells you where — it does not propose a replacement product.

  • Pre-claim readiness

    The duties the document places on you — notification deadlines, documentation requirements, declaration obligations — are lifted into a checklist. This list does not compete for space; all of it is read.

Real output

One card the engine produces for this segment.

Taken from a real analysis, anonymised. The quote stands exactly as it appears in the document; the engine does not rewrite it.

Readiness
The notification deadline exactly as the document states it
The insured is obliged to notify the insurer within five business days of learning of the loss and to ensure the damage is documented.

The deadline is carried exactly as written; it is never converted into a number. The card claims no outcome — the document imposes a duty, and where it does not state a sanction, neither does POLİÇEK.

Source: the special terms of your policy

What POLİÇEK is not

Knowing what this product is not matters as much as knowing what it is.

  • It does not sell policies, collect quotes or compare prices.
  • It recommends no insurer and has no commercial tie to any of them.
  • It does not replace your insurance contract — your document is what binds.

If you already have an account, pick up where you left off.

POLİÇEK accounts are created by invitation. If you need access for your organisation, speak to the administrator who opens accounts for you.

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